{"id":5038,"date":"2018-07-27T09:53:50","date_gmt":"2018-07-27T13:53:50","guid":{"rendered":"https:\/\/www.webomator.com\/?p=5038"},"modified":"2018-07-27T09:53:50","modified_gmt":"2018-07-27T13:53:50","slug":"the-tale-of-woe-i-never-told-you","status":"publish","type":"post","link":"https:\/\/www.webomator.com\/wordpress\/2018\/07\/27\/the-tale-of-woe-i-never-told-you\/","title":{"rendered":"The tale of woe I never told you"},"content":{"rendered":"<div style=\"width:100%;text-align:center;margin-top:8px;margin-bottom:8px;\">\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.webomator.com\/grafx3\/blog\/Rusty01.jpg\" alt=\"Rusty does all my talking for me\" width=\"377\" height=\"332\">\n<\/div>\n<p><em>(I&#8217;m not sure how to tell this one briefly, or with much humor. Sorry about that. It&#8217;s just not a brief or funny story.)<\/em><\/p>\n\n<p>\nIn my twenty-some years on the World Wide Web I&#8217;ve read many, many tales of woe. People reach the end of their rope and appeal for help, and I don&#8217;t blame them for that: it&#8217;s just that I&#8217;m not sure it does any good. Not in the long term, anyway.<\/p>\n<p>There&#8217;s probably a brief period when folks chip in whatever they can. But I&#8217;m always left wondering what the long term effect is, once you expose your vulnerable underbelly and admit that you just can&#8217;t make it on your own. Doesn&#8217;t that change the way people think about you? In a bad way, I mean? And, once they&#8217;ve helped, don&#8217;t they expect you to <em>just be okay<\/em> now?<\/p>\n<p>This may be testosterone talking. But the result is that even though I have a Tale of Woe I&#8217;ve always kept it to myself.<\/p>\n<p>That&#8217;s changed today. I can&#8217;t afford to care what you think any more.<\/p>\n<p><\/p>\n<h3>It all started so well<\/h3>\n<div style=\"width:100%;text-align:center;margin-top:8px;margin-bottom:8px;\">\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.webomator.com\/grafx3\/blog\/Rusty02.jpg\" alt=\"Which is weird, because he doesn't speak\" width=\"377\" height=\"332\">\n<\/div>\n<p>I left the games business earlier than I planned, back in 2005, because I simply couldn&#8217;t face another project. The games business really is a place for the young, and it could be I&#8217;d had a bad run of luck; but whatever the cause I was just too burned out to keep going on that treadmill of bizarre decisions and endless crunch time and, in my case, plenty of responsibility without any authority at all.<\/p>\n<p>I had an exit strategy: to find an inexpensive home where I could live and build up my online business and pursue only those projects that no one but me was likely to create. This is a pretty good description of what I thought I was here for, but which I&#8217;d found so hard to do while working for other people.<\/p>\n<p>So I bought a fixer-upper of a house and started to fix it up; not quickly, but steadily, since I was building up my business at the same time.<\/p>\n<p>It wasn&#8217;t easy. But it worked! By 2008 it seemed like everyone on the web was linking to my Retropolis Transit Authority T-shirts and man, oh man, were they selling, that summer!<\/p>\n<p>The thing I laugh about now is that I remember thinking that pretty soon I&#8217;d be able to afford health insurance.<\/p>\n\n<h3>I have a dark sense of humor, you see<\/h3>\n<p>Soon after I had that thought, I discovered that I had cancer.<\/p>\n<p>The surprise was that it wasn&#8217;t lung cancer. I&#8217;d been a smoker for many years. But this was one of the other cancers, one that grows slowly, way down in your guts. You don&#8217;t find out about it for a long time.<\/p>\n<p>Apparently you don&#8217;t find out about it until you start thinking about health insurance.<\/p>\n<p>I seriously considered foregoing treatment. I really did. Though things were looking up, I couldn&#8217;t possibly afford the cost of my care. And I still argue with myself about whether that would have been a better choice.<\/p>\n<p>Anyway, I was talked into treatment by medical professionals. The idea was that if I couldn&#8217;t afford it, there would be financial aid for me. And to some extent this was true.<\/p>\n<p>But remember how business was looking up that year? It was, and in addition I had set aside the money for my income taxes.  This is a thing that the self-employed do. And so, at the time I became sick,  <em>I was not indigent<\/em>. I just didn&#8217;t have <em>enough<\/em> money to cover the costs of the tests, radiation, surgery, and post-surgical care.<\/p>\n<p>We beat the cancer, which was great. (It&#8217;s still gone.) But first the bills wiped me out, and then they kept on coming.<\/p>\n<p><\/p>\n\n<h3>The cost of beating cancer<\/h3>\n<div style=\"width:100%;text-align:center;margin-top:8px;margin-bottom:8px;\">\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.webomator.com\/grafx3\/blog\/Rusty03.jpg\" alt=\"But he's far more photogenic than I am\" width=\"377\" height=\"332\">\n<\/div>\n<p>Even at this length I can&#8217;t describe to you the full horror of what it&#8217;s like to deal with the US health care system when you don&#8217;t have  insurance. That&#8217;s a story in itself.<\/p>\n<p>But in the end, late in 2009, I finally had a single medical debt on which I could make monthly payments. And I kept making those payments until just a few months ago.<\/p>\n<p>I&#8217;d been wiped out by the just the <em>first few months<\/em> of bills. Since I was still uninsured, I now had to meet other monthly expenses as a result of my surgery. My income rose and fell, but those costs were consistent, and I always met them. That meant acquiring other debts along the way.<\/p>\n<p>Obviously, I wasn&#8217;t fixing up the house any more. (You can tell).<\/p>\n<p>For nine years I&#8217;ve been staying ahead of it all with some success. I even wiped out my non-medical debts once or twice.<\/p>\n<p>But during those years my income has also been dwindling. There have been brief reversals, like the Pulp-O-Mizer&#8217;s fifteen minutes of fame, or the book advances for <em>Slaves of the Switchboard of Doom<\/em>. Still the trend has always been down, in a month-to-month,white-knuckled race toward the date when I&#8217;d qualify for Social Security.<\/p>\n<p>This year I lost the race.<\/p>\n\n<h3>This is why I&#8217;ve been quiet<\/h3>\n<div style=\"width:100%;text-align:center;margin-top:8px;margin-bottom:8px;\">\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.webomator.com\/grafx3\/blog\/Rusty04.jpg\" alt=\"And he's a very personable, persuasive robot\" width=\"377\" height=\"332\">\n<\/div>\n<p>Some of you noticed that I withdrew from the web once <em>Patently Absurd<\/em> was published. There was nothing I could say that wasn&#8217;t horrible, and of course I was trying one thing after another to turn things around.<\/p>\n<p>It was rude of me to avoid responding to those of you who contacted me. But it seemed like the alternative was worse. I didn&#8217;t want to lie, but neither did I want to tell you the truth: so I&#8217;ve been saying nothing at all. That&#8217;s probably worried some of you, and I&#8217;m sorry.<\/p>\n<p>As the year&#8217;s progressed I&#8217;ve defaulted on one bill after another. I&#8217;ve finally reached the twin hurdles of my property tax and my mortgage payment.<\/p>\n<p>It seems certain that I&#8217;ll lose the house. I will likely try to sell it; but I don&#8217;t think I&#8217;d even get my equity back. And as for what I&#8217;ll do when I don&#8217;t <em>have<\/em> a house, that&#8217;s another difficult question. My mortgage payment is actually lower than any rent I might pay. So, yeah, there&#8217;s that.<\/p>\n<p>I have to say&#8230; for a guy who&#8217;s worked on a hopeful future for the last twenty years I don&#8217;t seem to have any hope left for myself.<\/p>\n\n<h3>What does this all mean?<\/h3>\n<div style=\"width:100%;text-align:center;margin-top:8px;margin-bottom:8px;\">\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.webomator.com\/grafx3\/blog\/Rusty05.jpg\" alt=\"So he makes a pretty goos spokesperson\" width=\"377\" height=\"332\">\n<\/div>\n<p>You can&#8217;t fix my problems. I don&#8217;t expect you to.<\/p>\n<p>But this is still the best of all possible times for you to buy <a href=\"https:\/\/www.webomator.com\/original-art-for-sale\/\">original art<\/a> (especially!), merchandise from <a href=\"http:\/\/shop.webomator.com\/retropolis\/\">Retropolis<\/a> and <a href=\"http:\/\/shop.webomator.com\/celtic-art-works\/\">The Celtic Art Works<\/a>, or copies of <em><a href=\"https:\/\/www.amazon.com\/dp\/0999650904\" target=\"_blank\" rel=\"noopener noreferrer\">Patently Absurd<\/a><\/em>.<\/p>\n<p>I guess my hope is that if I manage to make it through the next few months, and I sell my house and most everything else, I&#8217;ll find some way to scale back and survive for a couple of years longer. The first tier of Social Security may not be much, but it&#8217;s a lot more than I have coming in now. That lowest tier is still two long years away.<\/p>\n<p>So&#8230; this has been my Tale of Woe. I&#8217;m sorry I had to share it with you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Here&#8217;s the story I never told you about cancer, disaster, and why I haven&#8217;t had anything to say since April or so.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,12],"tags":[],"class_list":["post-5038","post","type-post","status-publish","format-standard","hentry","category-cant-stop-thinking","category-thrilling-tales"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.webomator.com\/wordpress\/wp-json\/wp\/v2\/posts\/5038","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.webomator.com\/wordpress\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.webomator.com\/wordpress\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.webomator.com\/wordpress\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.webomator.com\/wordpress\/wp-json\/wp\/v2\/comments?post=5038"}],"version-history":[{"count":0,"href":"https:\/\/www.webomator.com\/wordpress\/wp-json\/wp\/v2\/posts\/5038\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.webomator.com\/wordpress\/wp-json\/wp\/v2\/media?parent=5038"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.webomator.com\/wordpress\/wp-json\/wp\/v2\/categories?post=5038"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.webomator.com\/wordpress\/wp-json\/wp\/v2\/tags?post=5038"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}